We support a planning approach based on widely accepted principles and standards in the financial planning community.

  1. We gain an understanding of a family’s five individual plans. We follow a specific order in gathering information to develop our recommendations.

  2. We review the information gathered in the first step and mutually identify and prioritize the client’s goals to be addressed as part of the client’s personalized plan.

  3. We determine the scope, duration, and compensation arrangement of our planning relationship and memorialize the understanding with a written planning agreement.

  4. We gather supporting documents including tax returns, estate planning documents, insurance policies, income resources, and investment statements for review. All information collected will be treated as highly confidential, subject to our privacy policy.

  5. We evaluate potential solutions to each prioritized need and develop recommendations for client approval. We identify any additional professional support as necessary.

  6. We implement all agreed-upon solutions and monitor the results and effectiveness pursuant to our planning agreement.

Our Process

We use a blend of technology and one-on-one communication to continuously make adjustments as needed so you can live the best life possible for yourself. Our goal is to reduce your stress as much as possible.

BENEFITS OF OUR PROCESS

We accomplish our mission by investing time with each family to thoroughly understand their current situation, their family dynamics, and their existing plans, and to help them identify and prioritize their personalized goals. Our adherence to a strict process allows us to improve efficiency and help to ensure the interconnection of personalized goals.

We recognize that every family’s personalized plan includes five individual plans. The five individual plans are:

  • Estate plan

  • Tax plan

  • Insurance plan

  • Income plan

  • investment plan

In addition to the five plans that are typically intertwined throughout a lifetime, a family may also have other plans that include:

  • College funding plan

  • Debt management plan

  • Business plan

  • Numerous other special planning circumstances